As mentioned in the previous posts, I'm declaring 2014 as the YEAR of ABUNDANCE! And even if there is an abundance in problems (not what I really want, but I know they will all come to pass), I'm still determined to journey towards financial abundance. :) Thus, I'm taking the 52 Week Challenge!
I've shared the templates that I made with my teammates in MIST. Our genius programmer, EJ, took the liberty of tweaking them a little and came up with a better - more detailed - tools. Sharing them here and inviting you to journey with us as we head on the road to abundance! :)
Note: I'm not (yet) a financial expert. I (and EJ) made these templates for our personal (and team) use. If you think these tools can help you achieve your financial goals, then feel free to download them. :)
1. 52 Week Challenge
There are three sheets to work on: weekly, per payroll, and per payroll (goal-oriented). Depending on your preference and capacity, you may choose to save per week or pay payroll or both. :)
|Per payroll: Goal-oriented|
2. Finances Tracker
Charles Jaffe once said, "It's not your salary that makes you rich, it's your spending habits." That's why there's a need to monitor your cash flow.
These are just tools, but without discipline, they are no guarantee to that you'll end up rich in 2014 (unless you're already rich to begin with). I won't be giving tips because as I said, I'm not (yet) a financial expert, but all I know is it takes me + hard work + discipline + God's grace and providence in order to attain abundance. And that's what 2014 will be all about (of course, relationships come first!). :)