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Showing posts with the label Adulting

Surprise! ♥

A new month has come!  Welcome to the Second Quarter! ♥ This afternoon, I got an unexpected call from a delivery man telling me he's waiting for me at the lobby. I wasn't expecting anything from anyone (not within this week) so I was a bit hesitant to go. But because I'm within the office premises, I know I'm safe so I decided to go out and check the package. Much to my surprise, the package was from takbo.ph !  Yeheee! I finally got my entitlements from last month's Women's Stride ! And I'm just soooo delighted to receive them!  This year, I resolved to be really serious about getting fit. Last January , I shared that I already attended the bootcamp to gain access to our Fitness Center. Aside from circuit training, I also became more enthusiastic about running. In February, Paolo and I joined the AmCham Scholarun and were able to complete the 5k course in less than an hour.  Last month, I signed up for takbo.ph's Vir...

Investment for Beginners

One of the things I wish I had learned sooner is the art of investing. I call it art because it takes passion and discipline. I started working back in 2009 but it was only in 2011 when I started saving up (thru AXA ) for the future. Back then, I was still living quite comfortably with my parents. I was earning for myself. But that quickly changed when the crises came one after the other. Until we found ourselves almost drowning in debt. It came to a point when I was the only one earning (and since I was still working fulltime for GMC then, I was not really earning a lot) and had to provide for everything. We were such in a terrible financial mess and I had no idea how to get out of it.  What carried us through is faith and solidarity. We never ceased praying, and we never ceased being a family. And we're blessed to be surrounded by generous people as well to whom we owe a lot.  We're making significant progress. And soon enough, we'll also be able to enjoy f...

Goal-Setting for 2018

After waiting at the airport for almost seven hours, I was finally able to board the plane back to Manila and reported back to work yesterday.  I still have that "new year, new me" vibe and I'm so eager to make this year my best year yet. So I signed up for goal-setting classes and took advantage of anything helpful online.  One of the first articles I read this year was Sha Nacino 's free guide on how to set goals for 2018.  She gave three simple tips: Gratitude, Gold, Goals. First is GRATITUDE . Think about all the blessings God has generously given you in 2017. Don't just think of them, but write them down . Doing so will remind you how blessed and loved you are. The more grateful you are, the more blessed you will become. I truly believe that an attitude of gratitude attracts more blessings. If you appreciate the little things that God is giving you, then He won't hesitate about giving you greater gifts. Di ba mas gaganahan ka magbigay sa...

Delays Are Never Denials :)

So it's 2018! Happy New Year everyone!!! 🎆 I'm writing this while waiting for the flight back to Manila. As usual, Cebu Pacific apologizes for the delayed flight, which served as the inspiration for this post.  DELAYS ARE NOT DENIALS.  How many times have we heard/read this line? Well, for the nth time, I'm sharing this because as I wait here for the delayed flight, I can't help but remember the delays in my life, the moments of waiting, which either led me to beautiful encounters or meaningful experiences; delays which turned out to be blessings in disguise.  Let's not go farther.  I was able to spend the New Year with my family because of a delayed flight back in October. Our original flight was cancelled due to the incident that happened on the same night that I arrived here in Iloilo. Thank God there were no casualties. And thank God I wasn't on that flight.  Our flight back to Manila was rerouted to Roxas, Capiz. And it was still ...

Financial Planning: Future-Proof Your Finances

Happy last Friday of 2017!!! So how prepared are you for 2018??? :D I recently met with a financial adviser who shared with me the basics of financial planning.  I won't discuss everything in detail, because I'm not really in the position to do so, but I'll share what I can. :) First, there's what we call FINANCIAL TRIANGLE:  Then the three major risks in life namely:  1. Dying too soon 2. Living too long 3. Sickness/Disablement  Now the big question is, how prepared are you for these risks?  During the BDJ Launch Weekend, I got to listen to Cheska Sarausad and she shared the following worries that most adults have:  1. Can I take care of my aging parents? 2. Can I send my children to college? 3. When I am unable to work, who will take care of my family's needs? 4. When will I afford to get a house for my family? 5. If I get critically ill, will I be able to pay the bills? 6. Will I be able to afford to trave...